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Scammell Associates LLP

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Increasing Term

Increasing Term Assurance

This type of cover protects you for a given term for an increasing level of benefit. The amount of life cover chosen at the outset rises annually by a predetermined factor, normally Retail Price Index (RPI). This is known as "indexation". The premium will also increase by the same factor. By selecting indexation you are protecting the purchasing power of your selected benefit. This is suitable for family protection.

  • works much like the level term insurance, except that the level of cover increases - and usually the premiums too.
  • worth considering if you are insuring for a long term, because increasing prices eat away at the value of a fixed level of cover.
  • the plan has no cash-in value at any time.

Life Assurance Enquiry
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Company address:
Scammell Associates LLP, 168 Blandford Road, Hamworthy, Poole, Dorset, BH15 4BH
T: 01202 685801
F: 01202 668009

Email: partners@scammellassociates.co.uk

Registration address as company address
Registration number: OC304306
Registered in: England

Scammell Associates LLP is authorised and regulated by the Financial Services Authority, and is entered on the Financial Services Authority register (www.fsa.gov.uk/register) under reference 230789.

The Financial Services Authority do not regulate National savings products, loans, Will writing and some forms of Buy To Let and Commercial mortgages, offshore funds and inheritance tax planning.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Telephone: 01202 685801 | partners@scammellassociates.co.uk

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